Latin America: Beyond Branches
Latin America’s digital banking revolution is accelerating as fintechs expand and legacy banks race to modernize systems and culture.
Major Latin American banks are racing toward 100% digital models. Despite the rise of fintechs, traditional banks are determined not to be left behind.
Digital transformation is no longer a buzzword in Latin America; it is an existential imperative.
Digital natives like Brazilian neobank Nubank, Argentine fintech Ualá, and regional payments platform Mercado Pago are scaling into super-app ecosystems while giants like Santander and BBVA push forward with their own digital units.
The next several years may determine whether traditional banks can reinvent themselves fast enough to remain competitive, or whether the fintech wave will carry Latin America into a new era of finance.
HTML5 author summary: Latin America accelerates digital banking.